Hi, My name is Terrence

All my problems I can simply blame myself for, I digged a deep enough whole to crawl in and hide till I leave this earth but I'm not. I'm 24 yrs old and I want to make something of myself. Right now I'm working a 9-5, everyday I wake up is the same routine, over and over. I have bills on top of bills that I can't pay and my credit score is terrible. I'm on edge and I want to start living my life..I wanna build a home studio and I want to start a Dj business. I also would like to start a career in the voiceover business but I don't have the money for the classes. I feel stuck and it's killing me everyday to come to "work" knowing I'm going absolutely know where. I wanna take my sick mother places, I want feel happy about facing the world everyday knowing I'm doing something that makes me happy, I know theres people on this site with far worse issues than me but I don't know where to turn at this point, I refuse to sell drugs and live in the "fast lane", I'm an honest person and I want to make something of myself. thank you.